Being a business owner comes with risk.
We help you manage that risk by ensuring you have the proper business insurance coverage to protect both your company and your personal assets.
Call us today to arrange a review
of your current coverages or
to talk about starting from scratch.
We've learned a thing or two over the last few decades and will show you how
to move forward with peace of mind.
BOP - Business Owners Policy
A business owner's policy is typically a simplified approach to business insurance and combines Commercial Liability Insurance and Property Insurance with business income coverage.
With most BOP, coverages generally extend beyond covering the property of others to including your property in the policy.
This extension is valuable to business owners who own buildings or specialized tools & equipment.
Commercial Auto Insurance
If you or your employees are in a car accident while driving a covered vehicle for work. If your company owns commercial vehicles, this policy can help cover your business.
If a car accident occurs on the job, commercial auto insurance can provide coverage for damaged property or medical expenses.
Protect Yourself Against
As with all types of Insurance, requirements and options will vary between states and industries.
You've worked too hard to leave the stability of your business operations to luck.
We'll review your business needs and make appropriate recommendations, ensuring you are aware of all of the risks and enhancements available to you.
General Liability Insurance
Business Liability Insurance includes coverages for Errors and Omissions, General Liability, Employment Practices, Fiduciary Liability, Accidental Injury on-premises, and similar risks that occur every day.
In Pennsylvania, you are required to have workers' compensation insurance for your employees,
whether they’re full-time or part-time.
This ensures that employees with a work-related injury or illness have fair access to Medical Care, Rehabilitation, and potentially lost wages.
Business Insurance Rates in PA depend on the business type you run. Some factors include your industry, volume of assets, number of employees, property owned, and any Claims history.
Commercial Property Insurance
Commercial Property Insurance protects you when you own property that enables you to run your business and something happens to that property that inhibits your ability to do your job.
Cyber Crime Insurance
In today's digital environment, many companies store sensitive business information online (in the cloud) or on various electronic devices. Don't subject yourself to a catastrophic data breach without the property insurance coverage in place. We'll walk you through your options so that you can have digital peace of mind, knowing that you are covered for such cyber crimes.